Payment Apps & Wallets
Zelle, Venmo, Cash App and PayPal tricks that move money you can't get back.
Apple Pay / Google Pay 'Confirm to Receive' Trick
A 'buyer' claims they sent money and you must 'confirm' or approve a prompt to receive it — the prompt actually authorizes a payment or reveals a code.
Read the guide →Cash App 'Flip' / Money-Circle / Blessing Loom
A post or DM promises to 'flip' a small payment into a much bigger one, or to join a gifting 'circle' — you pay in and get nothing back.
Read the guide →Crypto Exchange 'Account Compromised' Call
A fake exchange 'security team' says your account was accessed and pressures you to move your crypto to a 'safe' wallet or share your codes — draining it.
Read the guide →Crypto Wallet Seed-Phrase Phishing
A message or fake wallet page asks you to 'verify,' 'validate,' or 'restore' your wallet by entering your 12–24 word recovery phrase — which hands over every coin instantly.
Read the guide →Fake Cash App Support / Verification Scam
A fake 'Cash App support' agent (often found via search or social replies) asks for your PIN, sign-in code, or a test payment to 'verify' your account.
Read the guide →Fake Payment Screenshot (Marketplace)
A buyer sends a forged 'payment sent' screenshot to get you to hand over the item before you realize no money arrived.
Read the guide →Gift Card Scams
Any scam where you are told to pay with gift cards and read the numbers over the phone or by message.
Read the guide →Overpayment 'Return the Difference' Scam
Someone 'accidentally' overpays you and asks you to return the extra — but their payment is fake or reversible, so the money you send back is your own.
Read the guide →PayPal Scams
Fake PayPal emails, texts, and invoices designed to steal your login or trick you into paying or calling.
Read the guide →Venmo 'Accidental Payment — Send It Back' Scam
Money appears in your payment app from a stranger who says it was a mistake and asks you to send it back — later the original payment is reversed and you are out the money.
Read the guide →Zelle Small-Business 'Instant Payment' Reversal
A 'buyer' shows a fake Zelle payment or business-upgrade email so you release goods or send a refund before realizing no money arrived.
Read the guide →
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